MOHAMMED ALEBACHEW SISAY
IFB Financing Appraisal Manager
Addis Ababa
Summary
Dynamic professional with a strong foundation in Islamic financing and credit analysis, specializing in Islamic banking while upholding interest-free financial principles. Expertise includes strategic planning, business development, budgeting, and comprehensive monitoring and evaluation (M&E) to ensure effective operational execution. Proven success in marketing and communication enhances the ability to leverage digital marketing strategies for driving business growth. A deep understanding of Ethiopia's banking and agriculture sectors further enriches this unique skill set, contributing significantly to teams focused on innovation and excellence in the financial landscape.
Overview
17
17
years of professional experience
17
17
Certificates
3
3
Languages
Work History
IFB (Interest Free Banking) Financing Appraisal Manager
Commercial Bank of Ethiopia
10.2022 - Current
- Spearhead the Islamic financing (credit) appraisal activities;
- Develop and manage the budget of the Unit and ensure efficient resource allocation and logistical support;
- Assign financing requests to Islamic financing (credit) underwriters for thorough analysis and appraisal;
- Review cases appraised and distribute to the concerned approving authority.
IFB Financing Appraisal Officer
Commercial Bank of Ethiopia
02.2021 - 10.2022
- Conducted in-depth financial analyses for Islamic financing/credit requests and ensured comprehensive evaluation and due diligence;
- Reviewed and appraised the viability of financing feasibility studies for both new ventures and expansion projects;
- Actively contributed to the development and implementation of the Bank's strategic initiatives tailored to Islamic Financing.
A/Senior Planning & Support Officer
Commercial Bank of Ethiopia
07.2019 - 02.2021
- Assisted the VP-Strategy and Business Development in the creation of efficient processes and overall activities;
- Orchestrated the Division's operational activities, ensuring seamless coordination and execution;
- Prepared and monitored plans and budgets for the Division;
- Successfully drafted and secured approval for the CSR Policy, Communication Policy, and Communication Procedure of the Bank;
- Actively contributed to the formulation of functional strategic initiative developments.
Engagement Coordinating Officer
Commercial Bank of Ethiopia
06.2018 - 07.2019
- Developed plans and budgets of the Digital Communication Channels Unit and monitored their performances;
- Spearheaded the creation and management of the Bank's social media platforms, driving brand presence;
- Amplified the Bank's social media engagement through innovative and effective outreach strategies.
Communication Officer
Commercial Bank of Ethiopia
07.2016 - 06.2018
- Actively contributed to the comprehensive Media Audience Survey, enhancing targeted outreach strategies for the Bank;
- Crafted strategic communication plans and reports of the Communication Department of the Bank;
- Conceptualized and proposed dynamic event frameworks, elevating brand engagement and visibility;
- Generated compelling content for an array of promotional materials, including brochures, flyers, posters, and digital platforms, to bolster the Bank's communication and marketing initiatives.
Management Trainee
Commercial Bank of Ethiopia
04.2015 - 07.2016
- Participated in comprehensive on-the-job and off-the-job training programs facilitated by the Bank;
- Executed detailed market research and developed a marketing plan for Gofa Sefer Branch of the Bank.
Agricultural Economist [Junior to Senior]
Ethiopian Horticulture Development Agency
09.2008 - 05.2015
- Developed strategic and annual plans for Ethiopia's Horticulture Export Sector, enhancing economic growth;
- Conducted developmental and market-related studies for the sector, driving sector innovation and competitiveness;
- Fostered collaboration among key stakeholders of the horticulture sector, optimizing sector integration and performance;
- Compiled and delivered insightful monthly performance reports for the Horticulture Export Sector, informing policy and decision-making.
Education
Executive Diploma - Islamic Banking and Finance
Alhuda Center of Islamic Banking And Economics
Online (UAE-Based)03-2022
MBA - Marketing
Unity University
Addis Ababa07.2014
BSc Degree - Agricultural Economics
Haramaya University
Haramaya07.2008
Skills
Islamic banking and financing
Affiliations
Ethiopian Interest-Free Finance Professionals Association, Addis Ababa, Ethiopia
- Executive Committee Member since September 2024
- Principal Member since September 2021
Ethiopian Marketing Professionals' Association, Addis Ababa, Ethiopia
- Principal Member since July 2024
Ethiopian Economics Association, Addis Ababa, Ethiopia
- Principal Member since December 2014
Certification
Islamic Banking Product Structuring, Pan African Islamic Finance Advisors (Nov 2025)
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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LANGUAGES
Amharic: Native
English: Fluent
French: Intermediate
Timeline
IFB (Interest Free Banking) Financing Appraisal Manager
Commercial Bank of Ethiopia
10.2022 - Current
IFB Financing Appraisal Officer
Commercial Bank of Ethiopia
02.2021 - 10.2022
A/Senior Planning & Support Officer
Commercial Bank of Ethiopia
07.2019 - 02.2021
Engagement Coordinating Officer
Commercial Bank of Ethiopia
06.2018 - 07.2019
Communication Officer
Commercial Bank of Ethiopia
07.2016 - 06.2018
Management Trainee
Commercial Bank of Ethiopia
04.2015 - 07.2016
Agricultural Economist [Junior to Senior]
Ethiopian Horticulture Development Agency
09.2008 - 05.2015
MBA - Marketing
Unity University
Executive Diploma - Islamic Banking and Finance
Alhuda Center of Islamic Banking And Economics
BSc Degree - Agricultural Economics
Haramaya University